The Home Improvement Agency HIA

If you’re ready to apply for a loan for home improvements, there are few things you should have to hand before you begin your online application. You’ll need your employment details, including annual income, your bank details and your address history from the last three years. At Novuna Personal Finance, we also have our own eligibility criteria that you’ll have to fulfil.

Cambs HIA helps people repair, maintain or adapt their homes by providing practical or financial advice and support, to enable them to remain in their own homes in greater comfort and safety. Short videowhich explains why Home improvement services are essential to keeping people independent and well, in their own homes. It illustrates really well the range of help that is on offer and how it can change people’s lives. They can enhance both the internal character of a room and the exterior appearance of a building. They can open up your rooms to become part of the open spaces around your home.

Our range of Home Improvement Loans

If you belong to one of these vulnerable groups or are struggling to afford your gas and electricity bills then our Energy Advice and Winter Warmth service can support you to afford to keep warm in your home. If you rent your home and apply to your local authority for a disabled facilities grant, you’ll need to get your landlord’s permission before your local authority will agree to help you. However, your landlord must not refuse permission without a very good reason. If you need to make changes to your home because of your disability, your landlord should agree to this unless they have a good reason for not doing so.

  • However, the answer is complex and can depend on the type of project you have in mind.
  • This will help us make a decision on whether or not we’re able to lend to you.
  • If you’re disabled and the changes are to do with your disability, your landlord shouldn’t refuse permission unless they have a good reason.
  • You may be looking for the best way to add value to your property because you want to sell, or simply because you want to improve your lifestyle.

They are low maintenance, have high energy efficiency, and are all backed by our 10 year guarantee . Look through the products and serviceswe provide and see why our customers recommend us. Did you know that about a third of all the heat lost in an uninsulated home escapes through the walls? Most homes in the UK have cavity walls, and the gap can be filled with insulation. We estimate that insulating your cavity walls could save you around £285 a year on your energy bills and cut your carbon footprint by 670kg.

Building regulations

However, if your local authority’s own rules set a time limit, it must pay you within this time limit. If you apply online, you’ll get an immediate decision and, if eligible, can digitally sign your loan agreement with us. officialngowari.com We’ll then use Faster Payments to send the money directly to your bank account. If you apply for a loan we’ll need to assess your financial circumstances. This may change the interest rate and your monthly repayments.

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